Creativity by Sticks & Stones

Spread the cost with finance

At Fiks Trading Limited, we understand some customers prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.

The following options are available, always subject to the lender’s assessment:

  • 0% APR finance for 12 months
  • 9.9% APR finance over 36 and 48 months
  • 12.9% APR finance over 60 and 120 months

A deposit might be payable, and we will agree this before you begin your application.
Representative example of a £5,000 purchase made over 5 years with a 25% deposit; Deposit amount £1,250; Total credit £3,750. Finance available at 12.9% APR fixed over 60 months. 60 monthly repayments of £85.13. Total amount payable £5,107.93. Total interest payable £1,357.93.

You can use our handy finance calculator here to work out the monthly repayments on different loan amounts.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, please click here to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Fiks Trading Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

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